Residential Loans
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Arizona Homes

Residential Loan Programs

The team at Steeple Rock takes pride in offering our clients creative, flexible, fast close residential loan programs and structures for Arizona investment properties; programs that meet their real estate financing needs. We will loan on purchases, refinancing, and trustee sales.

We recognize that if you’re investing in the Phoenix real estate market, you need loans to close quickly, which is why some of our programs offer next-day funding. Explore our range of direct lending residential finance programs below, then review a selection of our recent residential loans, and give us a call at 480-926-6620 to discuss your requirements.

Residential Property Loan Programs

We have five residential property loan programs. We’ve highlighted some of the loan parameters below, but please feel free to call us at 480-926-6620 to learn more, or discuss your personal situation.

Fix and Flip Loan

  • Rate: 11.9%, interest only payments
  • 9 Month Term, 1 mo. Minimum interest
  • 80% of cost, up to 70% of value
  • $75,000 Min. Loan (Lower Loan Amounts Considered at Higher Cost)
  • $900 Document Prep. Fee
  • 0% – No Origination Fee
  • Next Day Funding For Trustee’s Sales

Residential Mini-Perm Loan

  • Rate: 9.00% – 10.50%, interest only payments
  •  24 Month Term, 6 mo. minimum interest
  •  70% of cost, up to 65% of value
  • $75,000 Min. Loan
  • $900 Document Prep. Fee
  •  2.50%-3.0% Origination Fee, $2,000 Min.

Long Term Loan

  • Rate: 7.75% – 8.25%, 3 years fixed
  • Up to 70% LTV
  •  30 Year Term / 30 Year Amortization
  •  Prepay Penalty during fixed rate period
  •  Low Doc  –  Min 650 FICO Score
  •  $100k Min Loan
  • 2.5 – 3.0% Origination Fee
  • $1,995 Processing Fee

Jumbo Residential Loan

  •  Call 480-926-6620 for details

Construction Loans

  • Rate: 9.00% – 11.00%,  Spec or Pre-Sold
  • 60% – 70% of project costs
  •  Call 480-926-6620 for full program details

Licensed Arizona Mortgage Brokers

The team at Steeple Rock Funding conducts business with honesty, integrity, and transparency. As a licensed Arizona mortgage broker, we are here to help you with your residential property financing needs. We look forward to building a partnership with you.

Contact Steeple Rock Funding Today

To learn more about our quick close residential property loans in Arizona call Steeple Rock Funding today at 480-926-6620. Alternatively use our contact form to give us some property details and we’ll get back to you.

Residential Property Loans Across Arizona

We offer private loans on residential investment properties that need to close quickly. This includes next-day funding of trustee sale purchases (residential only), REO purchases, and short sales in Surprise, Avondale, Glendale, Goodyear, Peoria, Scottsdale, Phoenix, Paradise Valley, Buckeye, Anthem, San Tan Valley, Cave Creek, New River, Carefree, Mesa, Gilbert, Chandler, Tempe, Queen Creek, Tucson, Oro Valley, Green Valley, Marana, Casa Grande, Coolidge, Maricopa, Florence, Sedona, Show Low, Pinetop, Apache Junction, Gold Canyon, Wickenburg, and Youngtown.

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